Estimate Your
Dental Costs
Get an estimated cost for common dental procedures based on your insurance coverage. Understand your out-of-pocket expenses before your visit.
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Your Estimated Cost
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Frequently Asked Questions
What is a deductible?
A deductible is the amount you pay out-of-pocket before your insurance starts covering costs. Most dental plans have deductibles ranging from $25-$100 per year, typically only applied to basic and major procedures, not preventive care.
What's the difference between PPO and HMO dental plans?
PPO plans offer more flexibility - you can see any dentist but pay less for in-network providers. HMO plans have lower premiums but require you to use in-network dentists only. Indemnity plans let you see any dentist with no network restrictions.
What is an annual maximum?
The annual maximum is the most your insurance will pay in a calendar year, typically $1,000-$2,000. After reaching this limit, you're responsible for all dental costs until the new year.
Why do costs vary so much?
Dental costs vary based on geographic location (cities cost more), the complexity of your case, materials used, and the dentist's experience. Always get a detailed treatment plan before proceeding.
Are cosmetic procedures covered?
Most cosmetic procedures like veneers and teeth whitening are not covered by dental insurance. However, some procedures that have both cosmetic and functional benefits may receive partial coverage.